Platform Rules & Agreement

Terms and Conditions for 98bet – Pakistan's Online Gaming Platform

These terms set out the rules of using 98bet. They cover your account, deposits and withdrawals in PKR, bonuses, responsible gaming and how we handle disputes. Please read them before registering.

Last updated: January 2026

What These Terms Cover

A quick summary of the major areas in 98bet's Terms and Conditions. Full detail is in the sections below.

Account Eligibility & Registration

You must be 18 or older to register. One account per person. All details provided during registration must be accurate and kept up to date.

Deposits, Withdrawals & PKR

All transactions on 98bet are in PKR. We support JazzCash, Easypaisa, Raast, bank transfer and cards. Minimum deposit is PKR 500.

Bonus & Promotion Rules

Bonuses carry wagering requirements and eligibility conditions. Misuse of promotions, including creating multiple accounts, will result in forfeiture and account closure.

Responsible Gaming Tools

Deposit limits, self-exclusion and cooling-off periods are available to all account holders. 98bet is for adults aged 18 and above only.

Account Security

You are responsible for keeping your login credentials private. Never share your password. 98bet will never ask for your password by email, chat or phone.

Prohibited Activity

Fraud, cheating, collusion, money laundering and the use of automated software are strictly prohibited and will result in immediate account termination and forfeiture of funds.

By registering an account on 98bet, you confirm that you have read, understood and agreed to these Terms and Conditions in full. If you do not agree, please do not register or continue using the platform.

1. Introduction & Acceptance

Welcome to 98bet. These Terms and Conditions ("Terms") govern the relationship between you ("the Player", "you") and 98bet ("the Platform", "we", "us") in connection with your use of the website at 98bet.ml, the 98bet mobile application and all related services, games, promotions and features offered through them.

By creating an account, accessing the platform or placing any bet or wager on 98bet, you confirm that you are at least 18 years old, that you have read these Terms in full and that you agree to be bound by them. These Terms apply to all players regardless of which device or method they use to access the platform.

These Terms should be read alongside the Privacy Policy and the Responsible Gaming Policy, both of which form part of the agreement between you and 98bet.

2. Eligibility

To register and use 98bet, you must meet all of the following requirements:

  • You must be at least 18 years of age. Underage use of the platform is strictly prohibited. 98bet reserves the right to request proof of age at any time and to suspend accounts pending age verification.
  • You must be accessing the platform on your own behalf and not on behalf of any third party.
  • You must not be subject to any self-exclusion order or voluntary exclusion that you have placed on your own account.
  • You must not be an employee, contractor, agent or close relative of a 98bet employee where participation in real-money gaming would create a conflict of interest.

98bet does not verify or make any representations regarding the legality of online gaming in any specific jurisdiction. It is your responsibility to ensure that your use of the platform complies with the laws applicable in your location before registering or depositing.

3. Account Registration

You may only hold one account on 98bet at any time. Holding multiple accounts — whether under your own name or under a different name — is strictly prohibited and may result in the closure of all associated accounts and the forfeiture of any balances held within them.

When registering, you must provide accurate, current and complete information including your full legal name, date of birth, a valid email address and any other information requested during the sign-up process. You agree to update your account information promptly if any of these details change.

98bet reserves the right to verify your identity at any point — including before processing your first withdrawal or when it suspects that account activity is unusual. Verification may require you to submit a copy of a government-issued identity document such as your CNIC, passport or driving licence. Accounts that cannot be verified may be suspended or closed.

Important: Providing false, misleading or incomplete registration information is a serious breach of these Terms. Any winnings generated on an account opened with inaccurate details may be forfeited.

4. Account Security

You are solely responsible for maintaining the confidentiality of your 98bet username and password. You must not share your login details with any other person. All bets, transactions and activity carried out using your account credentials are your responsibility, regardless of whether they were carried out by you personally.

If you believe your account has been accessed without your authorisation, contact 98bet support immediately. We will investigate the report and take appropriate action, which may include temporarily suspending your account while the investigation is ongoing.

98bet will never contact you by email, SMS, live chat or phone to ask for your password. Any message purporting to be from 98bet that asks for your password should be treated as fraudulent and reported to support.

You must ensure that you log out of your account fully when using a shared or public device. 98bet accepts no liability for losses resulting from a failure to secure your login credentials.

5. Deposits & Withdrawals

All financial transactions on 98bet are denominated in Pakistani Rupees (PKR). There is no currency conversion and no exchange rate applied to your balance at any point.

Deposits: The minimum deposit on 98bet is PKR 500. The following payment methods are accepted:

  • JazzCash (instant, under 60 seconds in most cases)
  • Easypaisa (instant, under 60 seconds in most cases)
  • Raast (real-time bank-to-bank transfer via SBP's payment infrastructure)
  • Bank Transfer / IBFT (same-day in most cases; processing times depend on your bank)
  • Visa and Mastercard debit cards issued by Pakistani banks

98bet does not charge any platform fee on deposits. Any charges applied by your own bank, JazzCash or Easypaisa account are outside of 98bet's control and are your responsibility.

Withdrawals: You may withdraw funds from your real-money PKR balance at any time, subject to the following conditions:

  • Your account must be fully verified before a withdrawal can be processed.
  • Withdrawals will be sent to the same payment method used for your deposit where technically possible, as part of our anti-money-laundering procedures.
  • Bonus funds cannot be withdrawn until the applicable wagering requirement has been met in full.
  • 98bet reserves the right to carry out additional security checks before processing any withdrawal request, particularly for first-time withdrawals or amounts above PKR 50,000.

98bet processes withdrawal requests within 24–72 hours under normal conditions. Once processed, the time it takes for funds to reach your account depends on your payment method — JazzCash, Easypaisa and Raast transfers are typically instant once approved; bank transfers may take 1–3 business days.

6. Bonuses & Promotions

98bet offers a range of bonuses and promotions including welcome bonuses, reload bonuses, cricket season promotions tied to the Pakistan Super League and T20 series, and other time-limited offers. All bonuses are subject to the following general conditions unless the specific promotion states otherwise:

  • Bonuses are available to eligible registered players only. Players who have self-excluded or who are under investigation are not eligible.
  • Bonus funds are subject to a wagering requirement. This means you must wager the bonus amount (and in some cases the deposit amount) a specified number of times before any associated winnings can be withdrawn. The wagering requirement for each promotion is stated clearly on the Promotions page.
  • Only one bonus may be active at a time unless the promotion explicitly states otherwise.
  • Bonuses may not be transferred, sold or exchanged for cash directly. They hold no monetary value until wagering requirements are satisfied.
  • Bets placed using bonus funds on certain game types or markets may contribute at a reduced rate toward the wagering requirement. Contribution rates are detailed in each promotion's terms.
  • 98bet reserves the right to modify, pause or discontinue any promotion at any time. Any change will be communicated in advance where reasonably possible.

Bonus Abuse: Opening multiple accounts to claim the same bonus, using automated systems to exploit promotions, or coordinated wagering with other players to reduce risk while meeting wagering requirements are all forms of bonus abuse and will result in immediate account closure and forfeiture of funds.

7. Gameplay & Betting Rules

All games and betting markets on 98bet are governed by the rules published within the game or market itself, as well as these general Terms. In the event of a conflict, the specific game or market rules take precedence for gameplay decisions, while these Terms govern account-level matters.

  • Bets are final once confirmed. You may not cancel or amend a bet after it has been accepted by the system, except where live betting markets specifically permit cash-out.
  • In the event of a technical failure or disconnection during a live game session, the outcome recorded by the server at the time of failure is the binding result. 98bet's system logs are the authoritative record of all gameplay activity.
  • Minimum and maximum bet limits vary by game and market and are displayed before confirmation.
  • 98bet reserves the right to void bets that were placed on markets where incorrect odds were displayed due to a technical error. Players will be notified and their stake returned in such cases.
  • For sports betting, results are determined by the official result as confirmed by the governing body of the sport. In the case of cricket, the Pakistan Cricket Board (PCB) result is treated as final for domestic matches.

8. Prohibited Conduct

The following activities are strictly prohibited on 98bet and will result in immediate account suspension, permanent closure and potential forfeiture of all funds held in the account:

  • Fraud and misrepresentation: Providing false identity details, using stolen payment methods or impersonating another person.
  • Collusion: Working with other players to gain an unfair advantage in poker, live casino or any other multiplayer game format.
  • Cheating software: Using bots, automated betting scripts, predictive algorithms, screen-scraping tools or any other software designed to give an unfair advantage.
  • Bonus abuse: As described in Section 6 above, including multi-accounting or coordinated low-risk wagering to clear bonuses artificially.
  • Money laundering: Using 98bet to deposit and withdraw funds for the purpose of concealing the origin of money, whether related to gaming activity or not.
  • Chargebacks: Initiating a chargeback or payment reversal after funds have been used for betting. Any account associated with a chargeback will be suspended pending investigation.
  • Underage use: Allowing or facilitating the use of an 98bet account by any person under 18 years of age.

98bet cooperates fully with relevant authorities in cases of suspected fraud, money laundering or criminal activity related to account usage.

9. Responsible Gaming

98bet is committed to promoting safe, responsible and enjoyable gaming. The platform is intended as a form of entertainment for adults, not as a method for generating income or resolving financial difficulties.

The following responsible gaming tools are available to all registered players:

  • Deposit limits: Set a daily, weekly or monthly deposit cap from your account settings. Limits take effect immediately. Requests to increase a limit are subject to a 72-hour cooling-off period.
  • Session time reminders: Set reminders that notify you after a set duration of continuous gameplay.
  • Self-exclusion: Temporarily or permanently exclude yourself from the platform. During a self-exclusion period, you will not be able to log in, deposit or place bets. Self-exclusions of 6 months or more are treated as permanent unless a formal re-activation request is made after the exclusion period ends.
  • Cooling-off periods: Take a break of 24 hours, 7 days or 30 days without full self-exclusion.

If you are concerned about your gambling habits or those of someone close to you, we encourage you to make use of these tools and to seek support from independent organisations. Full details are on the Responsible Gaming page.

Gambling is for entertainment only. Never gamble with money you cannot afford to lose. Set a budget before you play and stick to it. If gambling stops being fun, stop playing and use the self-exclusion tool.

10. Intellectual Property

All content on the 98bet platform — including but not limited to the website design, logos, graphics, game interfaces, written content, software and trademarks — is the property of 98bet or its content licensors and is protected by applicable intellectual property law.

You are granted a limited, non-exclusive, non-transferable licence to access and use the platform for your own personal, non-commercial entertainment purposes. You may not copy, reproduce, distribute, modify, reverse-engineer or create derivative works from any part of the platform or its content without express written permission from 98bet.

11. Privacy & Data

98bet collects and processes personal data in connection with your account registration and use of the platform. This includes your name, contact details, payment information and gameplay activity. How we collect, use, store and protect your data is set out in full in the Privacy Policy.

By registering an account, you consent to the collection and processing of your personal data as described in the Privacy Policy. You have the right to request access to, correction of or deletion of your personal data at any time by contacting support.

98bet does not sell or share your personal information with third-party marketing companies. Data may be shared with payment processors, identity verification services and regulatory bodies where legally required.

12. Limitation of Liability

To the fullest extent permitted by applicable law:

  • 98bet does not guarantee uninterrupted, error-free access to the platform. Scheduled maintenance, technical failures and third-party network issues may occasionally affect availability.
  • 98bet is not liable for any loss of profits, loss of data, indirect or consequential loss arising from your use of the platform or from any interruption in service.
  • 98bet's total liability to you for any direct loss arising from a verifiable platform error shall not exceed the amount of the bet or wager directly affected by that error.
  • Nothing in these Terms limits 98bet's liability for fraud, gross negligence or any other liability that cannot be excluded by law.

13. Suspension & Termination

98bet may suspend or close your account at any time for any of the following reasons:

  • Breach of any section of these Terms.
  • Suspected fraudulent activity, money laundering or criminal conduct.
  • Failure to complete identity verification within a reasonable timeframe when requested.
  • Chargeback or payment dispute initiated by the account holder.
  • Account inactivity for a continuous period of 12 months or more.

Where an account is closed for a breach of these Terms, any bonus balance and winnings derived from bonus funds may be forfeited. Real-money deposits that are not subject to a bonus restriction will be returned to you through your original payment method, following completion of any ongoing investigation.

You may also close your account voluntarily at any time by contacting 98bet support. If you choose to close your account, any pending withdrawal requests will be processed in the normal course.

14. Complaints & Disputes

If you have a complaint about any aspect of your experience on 98bet, we encourage you to contact the support team in the first instance. Our support team is available 24/7 and will attempt to resolve your issue promptly.

When submitting a complaint, please provide your registered username, a clear description of the issue, the date and time it occurred, and any relevant transaction IDs or game round references. This helps us investigate your complaint efficiently.

98bet aims to acknowledge all complaints within 24 hours and to provide a resolution or substantive update within 5 business days. Complex cases involving game disputes or large transactions may take longer and you will be kept informed of progress.

Disputes relating to the outcome of a specific game round must be raised within 30 days of the round in question. 98bet's server logs and system records are the definitive record for resolving game-related disputes. Disputes raised after this window may not be investigated.

15. Changes to These Terms

98bet reserves the right to update or modify these Terms at any time. When changes are made, the revised Terms will be published on this page with an updated "Last updated" date. Where the changes are material, we will make reasonable efforts to notify registered players via the email address on their account before the changes take effect.

Your continued use of the platform after updated Terms have been published constitutes your acceptance of the revised Terms. If you do not agree with any changes, you should stop using the platform and contact support to request account closure.

It is your responsibility to review these Terms periodically. 98bet recommends checking this page whenever you return to the platform after an extended absence.

16. Contact

If you have any questions about these Terms and Conditions or need assistance with your account, please reach out to the 98bet support team. Support is available 24 hours a day, 7 days a week.

You can reach us at: [email protected]

For responsible gaming support, limit-setting or self-exclusion requests, please visit the dedicated Responsible Gaming page or contact support directly and your request will be prioritised.

Agreed to the Terms? Join 98bet and Start Playing

Register free in under two minutes. Deposit from PKR 500 via JazzCash, Easypaisa or Raast and your welcome bonus credits automatically. Cricket betting, live casino and 2,000+ slots — all in PKR.

18+ only. Please read these Terms and Conditions fully before registering. Gambling involves financial risk — play responsibly within your means.